Using Your Benefits
Jan 2, 2024
5 Minute Read

2024 Blue Benefit Bucks | Member Rewards Program Wallet

Blue Medicare Advantage Blue Benefit Bucks (BBB), is a Benefits Mastercard® Prepaid Card, works like a debit card making it simple to use. Your BBB card is loaded with Member Rewards you can earn each year as part of your plan. You have the power to spend it based on what’s important to you. Watch the video to learn more.

When you take important steps to protect your health, you can earn reward dollars. Once you earn a reward, the dollars are added to your Rewards wallet on your BBB card.

Frequently Asked Questions

How Do I Earn A Reward?

You can earn up to $75 a year by completing a combination of these eligible activities:

  • Annual physical exam ($30)
  • Breast cancer screening ($20)
  • Diabetic retinal exam ($20)
  • Ten (10) or more SilverSneakers in-person gym visits in a calendar month ($10)
  • Flu shot ($5)
  • COVID-10 booster ($5)

How Do I Access My Member Rewards Dollars?

Your rewards dollars will be loaded on your BBB card approximately 8-10 weeks after the date of your completed activity.

Where Can I Spend My Member Rewards Dollars?

Your Member Rewards dollars may be used for non-Medicare-covered services such as healthy foods and over-the-counter (OTC) products. You may also use your rewards for dental, hearing aids, eyewear, and transportation services.

When Do My Earned Member Rewards Expire?

You must complete the eligible healthy activities during the plan year, however, you have until 3/31/25 to spend your reward dollars.

NOTE: If your plan does not include the OTC or Flex Benefit Allowance you will receive a BBB card within 8-10 weeks after you’ve completed your first eligible healthy activity.

Want to Learn More About Getting the Most Out of Your Plan? 

Learn More about Your 2024 Benefit Extras


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The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card can be used for eligible expenses wherever Mastercard is accepted. This is a benefits card that can only be used at certain Mastercard merchants participating in this program and will be authorized for qualified purchases as set forth in your Cardholder Agreement. Valid only in the U.S. No cash access. Certain of these materials may be available in additional languages upon request. This is not a gift card or gift certificate. You have received this card as a gratuity without the payment of any monetary value or consideration. NationsBenefits is not a product or service of The Bancorp Bank, N.A. or Mastercard. The Bancorp Bank, N.A., is issuer of the card only and not responsible for the other products, information, or recommendations provided on this site. Visit BlueKC.NationsBenefits.com for more information. ©2022 NationsBenefits, LLC. All rights reserved. NationsBenefits is a registered trademark of NationsBenefits, LLC. Other marks are the property of their respective owners.

SilverSneakers is a registered trademark of Tivity Health, Inc. ©2022 Tivity Health, Inc. All rights reserved.


Blue Cross and Blue Shield of Kansas City’s Blue Medicare Advantage includes both HMO and PPO plans with Medicare contracts. Enrollment in Blue Medicare Advantage depends on contract renewal.

Blue Cross and Blue Shield of Kansas City is an independent licensee of the Blue Cross and Blue Shield Association. The HMO products are offered by Blue-Advantage Plus of Kansas City, Inc. and the PPO products are offered by Missouri Valley Life and Health Insurance Company, both independent licensees of the Blue Cross and Blue Shield Association, and wholly-owned subsidiaries of Blue Cross and Blue Shield of Kansas City.

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