Using Your Benefits
Feb 27, 2023
5 Minute Read

2024 Blue Benefit Bucks | OTC Wallet

Blue Medicare Advantage Blue Benefit Bucks (BBB), a Benefits Mastercard© Prepaid Card, works like a debit card making it simple to use. Your BBB card is loaded with your Over-the-Counter benefit from your plan. You have the power to spend it based on what’s important to you. Watch the video below to learn more.

Your Over-the-Counter (OTC) benefit allowance is one wallet (OTC wallet) on your BBB card. The OTC benefit is an allowance to purchase non-prescription drugs and everyday health-related items such as vitamins, first aid supplies, pain relievers, and more.

Frequently Asked Questions

Does My Plan Include It?

  • Blue KC Essential (PPO) provides $250 per year.
  • Blue KC Secure (HMO) provides $100 per quarter.
  • Blue KC Simply Blue (PPO) Classic bundle provides $500 per year.
  • Blue KC Valor (PPO) provides $500 per year.
  • Blue KC Simply Blue (PPO) Active bundle incudes a Flex Benefit allowance which can be used for OTC items.

When Are My OCT Dollars Credited To My BBB Card?

Your OTC dollars are credited on the 1st day of each benefit period associated with your plan. For plans with a quarterly OTC benefit, unused OTC dollars roll over to the next quarter, however, all unused OTC benefits will expire on 12/31/24.

How Can I Purchase OTC Items?

You have several options to purchase items:

  1. Shop in store at Hy-Vee, Walmart, Walgreens, Save-A-Lot, Hy-Vee, and CVS stores nationwide.
  2. Shop online at
  3. Call NationsBenefits at (866) 508-7140 (TTY: 711) for personalized service for online orders.
  4. Order by mail requesting an OTC catalog from NationsBenefits by calling (866) 508-7140 (TTY: 711). Once you receive the catalog, use the order form and follow the ordering instructions.
  5. Purchase eligible items and submit your receipt for reimbursement in your Member Portal,

NOTE: You cannot purchase items online at,, Save-A-Lot, Hy-Vee, or

How Do I Know What Items Are Eligible?

Medicare defines eligible items for OTC benefits. Read on to learn how you can check product eligibility.

Online Orders

For online orders, you can view and purchase eligible items at

Retail, In-Store Purchases

To determine eligibility for in-store purchases at Hy-Vee, Walmart, Walgreens, Save-A-Lot, and CVS:

Before your trip to a participating store, go to and follow these steps:

  1. Click Check Product Eligibility
  2. Enter a product name or type the Product Name field, such as Benadryl or toothpaste.
  3. Select OTC as the wallet. Leave product category and subcategory blank and click on Search.

While at the store, use the NationsBenefits smartphone app, Benefits Pro, to scan the items UPC (using the scanner tool) to determine eligibility.

How Do I Get The Benefits Pro App?

First, you must be registered on the NationsBenefits portal at Once registered, go to your app store and search for Benefits Pro. Download the app and follow the prompts to set up your username and password. Permit camera access in the app so you can scan the product code (UPC).

Want to Learn More About Getting the Most Out of Your Plan?


Benefits vary by plan.

The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card can be used for eligible expenses wherever Mastercard is accepted. This is a benefits card that can only be used at certain Mastercard merchants participating in this program and will be authorized for qualified purchases as set forth in your Cardholder Agreement. Valid only in the U.S. No cash access. Certain of these materials may be available in additional languages upon request. This is not a gift card or gift certificate. You have received this card as a gratuity without the payment of any monetary value or consideration. NationsBenefits is not a product or service of The Bancorp Bank, N.A. or Mastercard. The Bancorp Bank, N.A., is issuer of the card only and not responsible for the other products, information, or recommendations provided on this site. Visit for more information. ©2022 NationsBenefits, LLC. All rights reserved. NationsBenefits is a registered trademark of NationsBenefits, LLC. Other marks are the property of their respective owners.

Apple® and App Store® are registered trademarks of Apple Inc. Google Play® and the Google Play Logo are registered trademarks of Google LLC. All rights reserved.

Blue Cross and Blue Shield of Kansas City’s Blue Medicare Advantage includes both HMO and PPO plans with Medicare contracts. Enrollment in Blue Medicare Advantage depends on contract renewal.

Blue Cross and Blue Shield of Kansas City is an independent licensee of the Blue Cross and Blue Shield Association. The HMO products are offered by Blue-Advantage Plus of Kansas City, Inc. and the PPO products are offered by Missouri Valley Life and Health Insurance Company, both independent licensees of the Blue Cross and Blue Shield Association, and wholly-owned subsidiaries of Blue Cross and Blue Shield of Kansas City.

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