Using Your Benefits
Mar 9, 2023
15 Minute Read

Blue Benefit Bucks Gives You Choices

The reviews have been rolling in for your cornerstone benefit, Blue Benefit Bucks (BBB), a Benefits Mastercard® Prepaid Card. Thank you to every member who has taken the time to share their feedback. We appreciate your input and are excited about what’s in store for 2023!

Our goal is always to serve you better – we strive to be your 10 out of 10. And with your continued support, well, your BBB benefit will only get better.

BBB is here for you.

And it belongs in one place – your wallet. BBB works like a debit card, so you’ll want to carry it with you when you’re out and about, living your best life.

Blue Benefit Bucks preloads your plan’s spending allowances all on one card, giving you the power to spend it on what’s most important to you. Every time you swipe your BBB card, you’re in control. Just as important, you’re getting the most value out of your Blue Medicare Advantage benefits.

So, what’s in your three BBB wallets?

There are three components, or wallets, to Blue Benefit Bucks. Here’s a closer look at each one, including some helpful tips. If you’re not already a BBB pro, you will be in no time.

Benefits Vary By Plan

Over-the-Counter (OTC) Benefits

You can use your OTC benefit to buy non-prescription drugs, plus everyday health-related items like pain relievers, antacids, cough syrups, first aid supplies, and more.

TIP: Did you know you can use the NationsBenefits MyBenefits app to scan items in store (Walgreens, Walmart, CVS) to check for eligibility? To get started, be sure to register on Then, search for MyBenefits Portal in your app store. Download the app and you’re ready to scan and go!

Learn more about OTC benefits here

Flex Spending Allowance

You can use this allowance for health-related services such as dental, eyewear, hearing and transportation. This allowance is set at $500 or $1,000, for those plans with this benefit.

TIP: If your eyewear provider is unable to process your eligible BBB transaction, don’t worry. You can pay the bill and submit a request for reimbursement through the MyBenefits portal at

Learn more about Flex Benefit Allowance Wallet

Member Rewards Program

When you take preventive steps to stay healthy, you can earn up to $50 a year by completing any combination of the following:

  1. Annual Physical ($20)
  2. Breast Cancer Screening ($20)
  3. 10 or more SilverSneakers® in-person gym visits in a calendar month ($10)
  4. Flu Shot ($10)
  5. COVID-19 Booster ($10)

TIP: Did you know you can use your member rewards dollars on healthy foods? What more incentive do you need to eat well? Approved retailers for healthy foods include: Walgreens, Walmart, and CVS. For convenience and free shipping, skip the store and order healthy foods and OTC products at

Learn more about Member Rewards Program Wallet

Need more information? See your Evidence of Coverage or Member Handbook. Or call our Customer Service team at 866-508-7140 (TTY:711) where you will ALWAYS be treated with courtesy and respect.


Blue Cross and Blue Shield of Kansas City’s Blue Medicare Advantage includes both HMO and PPO plans with Medicare contracts. Enrollment in Blue Medicare Advantage depends on contract renewal.

Blue Cross and Blue Shield of Kansas City is an independent licensee of the Blue Cross and Blue Shield Association. The HMO products are offered by Blue-Advantage Plus of Kansas City, Inc. and the PPO products are offered by Missouri Valley Life and Health Insurance Company, both independent licensees of the Blue Cross and Blue Shield Association, and wholly-owned subsidiaries of Blue Cross and Blue Shield of Kansas City.

Was this helpful?

Thanks for your feedback!