Member BenefitsUsing Your Benefits
Jan 2, 2024
15 Minute Read

Blue Benefit Bucks Gives You Choices

Blue Benefit Bucks (BBB), is an innovative benefit extra that gives you flexibility to use your benefits the way you want. BBB is a Mastercard© Prepaid Card that works like a debit card. It’s simple to use and gives you the power to spend based on what’s important to you.

BBB is here for you.

And it belongs in one place – your wallet. Since the BBB works like a debit card, you’ll want to carry it with you when you’re out and about, living your best life.

Blue Benefit Bucks preloads your plan’s spending allowances all on one card. Every time you swipe your BBB card, you’re in control. Just as important, you’re getting the most value out of your Blue Medicare Advantage benefits.

So, what’s on your BBB card?

There are three components, or wallets, to the Blue Benefit Bucks program. Here’s a closer look at each one, including some helpful tips. If you’re not already a BBB pro, you will be one in no time.

Over-the-Counter (OTC) Benefits

You can use your OTC benefit to buy non-prescription drugs, plus everyday health-related items like pain relievers, antacids, cough syrups, first aid supplies, and more.

TIP: Did you know you can use the NationsBenefits app, Benefits Pro, to scan items in store to check product eligibility at Walgreens, Walmart, Save-A-Lot, Hy-Vee, and CVS? To get started, be sure to register on Then, search for Benefits Pro in your app store. Download the app and you’re ready to scan and go!

Learn more about OTC benefits here

Flex Spending Allowance

You can use this allowance for health-related services such as dental, eyewear, hearing aids and transportation. This allowance varies by plan.

TIP: If your eyewear provider is unable to process your eligible BBB transaction, don’t worry. You can pay the bill and submit a request for reimbursement through your Member Portal,

Learn more about Flex Benefit Allowance Wallet

Member Rewards Program

When you take preventive steps to stay healthy, you can earn up to $75 a year by completing any combination of the following healthy actions:

  1. Annual physical ($30)
  2. Breast cancer screening ($20)
  3. Diabetic retinal exam
  4. 10 or more SilverSneakers® in-person gym visits in a calendar month ($10)
  5. Flu shot ($5)
  6. COVID-19 booster ($5)

TIP: Did you know you can use your member rewards dollars on healthy foods? What more incentive do you need to eat well? Approved retailers for healthy foods include: Walgreens, Walmart, Save-A-Lot, Hy-Vee, and CVS. For convenience and free shipping, skip the store and order healthy foods and OTC products at

Learn more about Member Rewards Program Wallet

Need more information? See your Evidence of Coverage or Member Handbook. Or call our Customer Service team at (866) 508-7140 (TTY: 711) where you will ALWAYS be treated with courtesy and respect.


Benefits vary by plan.

The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card can be used for eligible expenses wherever Mastercard is accepted. This is a benefits card that can only be used at certain Mastercard merchants participating in this program and will be authorized for qualified purchases as set forth in your Cardholder Agreement. Valid only in the U.S. No cash access. Certain of these materials may be available in additional languages upon request. This is not a gift card or gift certificate. You have received this card as a gratuity without the payment of any monetary value or consideration. NationsBenefits is not a product or service of The Bancorp Bank, N.A. or Mastercard. The Bancorp Bank, N.A., is issuer of the card only and not responsible for the other products, information, or recommendations provided on this site. Visit for more information. ©2022 NationsBenefits, LLC. All rights reserved. NationsBenefits is a registered trademark of NationsBenefits, LLC. Other marks are the property of their respective owners.

Apple® and App Store® are registered trademarks of Apple Inc. Google Play® and the Google Play Logo are registered trademarks of Google LLC. SilverSneakers is a registered trademark of Tivity Health, Inc. ©2022 Tivity Health, Inc. All rights reserved.

Blue Cross and Blue Shield of Kansas City’s Blue Medicare Advantage includes both HMO and PPO plans with Medicare contracts. Enrollment in Blue Medicare Advantage depends on contract renewal.

Blue Cross and Blue Shield of Kansas City is an independent licensee of the Blue Cross and Blue Shield Association. The HMO products are offered by Blue-Advantage Plus of Kansas City, Inc. and the PPO products are offered by Missouri Valley Life and Health Insurance Company, both independent licensees of the Blue Cross and Blue Shield Association, and wholly-owned subsidiaries of Blue Cross and Blue Shield of Kansas City.

Was this helpful?

Thanks for your feedback!