{"id":10838,"date":"2025-07-14T15:08:10","date_gmt":"2025-07-14T20:08:10","guid":{"rendered":"https:\/\/www.bluekc.com\/blueprint\/?p=10838"},"modified":"2025-07-16T13:28:34","modified_gmt":"2025-07-16T18:28:34","slug":"effective-immediately-curv-underwriting-expanded-for-small-groups","status":"publish","type":"post","link":"https:\/\/www.bluekc.com\/blueprint\/agents\/broker-resources\/effective-immediately-curv-underwriting-expanded-for-small-groups\/","title":{"rendered":"Effective immediately:\u00a0Curv underwriting expanded for small groups"},"content":{"rendered":"\n<p>Blue KC has expanded Curv underwriting for small groups. For the groups types listed below, we will <strong>not<\/strong> require a group-specific renewal. Effective immediately, we will require current rates, benefits, applicable employer application, <a href=\"https:\/\/urldefense.com\/v3\/__https:\/57738a48e26648b89307d28d2f10f98a.svc.dynamics.com\/t\/t\/U7WhPHmJLWE5yPPxgFfp40xcszQxiKG1Z9HNuXfKmiYx\/L8dlFEvx44HlPztRx7ap1N0TB6VWyzCeUpCGggniXWgx__;!!OuobCkb3!79Z_V7euKuQ23ANIihPLM7anGAtJ1x1c-KaOE08XkVhqBS44311mdmEbkWCcyeDRaDeGlyelmyjYW8hbIg$\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Blue KC Curv census template<\/strong><\/a>, and a recent invoice*.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Small groups coming out of associations, consortiums, professional employer organizations, etc.&nbsp;<\/li>\n\n\n\n<li>Groups in ACA plans that have 10 or more enrolled employees<\/li>\n\n\n\n<li>Groups with 10 or more enrolled employees shopping off-renewal<\/li>\n\n\n\n<li>Prospective virgin groups with 10 or more enrolled employees (Level-Funded ASO) or 51 or more enrolled employees (Fully Insured). Note: Current rates and benefits are not required for virgin groups.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\">*Traditional ASO or Level Funded ASO groups will be required to also submit claims experience reporting.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Avoid processing delays<\/strong><\/h2>\n\n\n\n<p>Speed up your Curv processing by submitting a group once you have all required documents. Blue KC prioritizes new group submissions based on accurate and complete information.\u202fPlease send submissions directly to your new business coordinator and copy your sales consultant.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Additional things to know&nbsp;<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If additional employees elect to enroll after Curv underwriting is complete, Blue KC will require fully completed health applications for those employees. We also can rerun Curv in this situation.<\/li>\n\n\n\n<li>If fewer employees enroll after Curv underwriting is complete (10% variance), Blue KC reserves the right to rerun the updated census through Curv (rates potentially subject to change).&nbsp;<\/li>\n\n\n\n<li>To be eligible for Curv underwriting, Blue KC accepts groups with a maximum 40% renewal, which is an increase from the previous 35% renewal.<\/li>\n<\/ul>\n\n\n\n<p>Please contact your Blue KC representative with questions or for more information.<\/p>\n\r\n\t\t\t<div id=\"daexthefu-container\"\r\n\t\t\t\tclass=\"daexthefu-container daexthefu-layout-side-by-side daexthefu-alignment-left\"\r\n\t\t\t\tdata-post-id=\"10838\">\r\n\r\n\t\t\t\t<div class=\"daexthefu-feedback\">\r\n\t\t\t\t\t<div class=\"daexthefu-text\">\r\n\t\t\t\t\t\t<h3 class=\"daexthefu-title\">Was this helpful?<\/h3>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"daexthefu-buttons-container\">\r\n\t\t\t\t\t\t<div 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d=\"m24,3c11.58,0,21,9.42,21,21s-9.42,21-21,21S3,35.58,3,24,12.42,3,24,3m0-1C11.85,2,2,11.85,2,24s9.85,22,22,22,22-9.85,22-22S36.15,2,24,2h0Z\" \/>\r\n                        <g>\r\n                            <rect class=\"thumb-down-cls-3 daexthefu-icon-secondary-color\" x=\"10\" y=\"13\" width=\"6\" height=\"15\" rx=\"1.5\" ry=\"1.5\" \/>\r\n                            <path class=\"thumb-down-cls-1 daexthefu-icon-primary-color\" d=\"m30.57,38.94l-.49.1c-.81.17-1.61-.35-1.78-1.16l-5.3-11.74c-.17-.81,3.16-1.61,3.97-1.78l1.96-.41c.81-.17,1.61.35,1.78,1.16l2.18,10.27c.34,1.61-.7,3.21-2.31,3.56Z\" \/>\r\n                            <path class=\"thumb-down-cls-1 daexthefu-icon-primary-color\" d=\"m38.17,28h-18.67c-.83,0-1.5-.67-1.5-1.5v-12c0-.83.67-1.5,1.5-1.5h16.27c.71,0,1.33.5,1.47,1.21l2.4,12c.19.93-.53,1.8-1.47,1.8Z\" \/>\r\n                        <\/g>\r\n                    <\/g>\r\n                <\/svg>\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"daexthefu-comment\">\r\n\t\t\t\t\t<div class=\"daexthefu-comment-top-container\">\r\n\t\t\t\t\t\t<label id=\"daexthefu-comment-label\" class=\"daexthefu-comment-label\"><\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"daexthefu-comment-character-counter-container\">\r\n\t\t\t\t\t\t\t\t<div id=\"daexthefu-comment-character-counter-number\"\r\n\t\t\t\t\t\t\t\t\tclass=\"daexthefu-comment-character-counter-number\"><\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"daexthefu-comment-character-counter-text\"><\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<textarea id=\"daexthefu-comment-textarea\" class=\"daexthefu-comment-textarea\"\r\n\t\t\t\t\t\t\t\tplaceholder=\"Type your message\"\r\n\t\t\t\t\t\t\t\tmaxlength=\"\r\n\t\t\t\t\t\t\t\t400\t\t\t\t\t\t\t\t\t\"><\/textarea>\r\n\t\t\t\t\t<div class=\"daexthefu-comment-buttons-container\">\r\n\t\t\t\t\t\t<button class=\"daexthefu-comment-submit daexthefu-button\">Submit<\/button>\r\n\t\t\t\t\t\t<button class=\"daexthefu-comment-cancel daexthefu-button\">Cancel<\/button>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"daexthefu-successful-submission-text\">Thanks for your feedback!<\/div>\r\n\r\n\t\t\t<\/div>\r\n\r\n\t\t\t","protected":false},"excerpt":{"rendered":"<p>Blue KC has expanded Curv underwriting for small groups. For the groups types listed below, we will not require a group-specific renewal. Effective immediately, we will require current rates, benefits, applicable employer application, Blue KC Curv census template, and a&#8230;<\/p>\n","protected":false},"author":26,"featured_media":10918,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_helpful_status":1,"_analytify_skip_tracking":false,"footnotes":""},"categories":[2,3,7],"tags":[57],"post-on-community-impact":[],"class_list":["post-10838","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-agents","category-broker-resources","category-gated-agent","tag-agents-employer-group"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Effective immediately:\u00a0Curv underwriting expanded for small groups - The Blueprint<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bluekc.com\/blueprint\/agents\/broker-resources\/effective-immediately-curv-underwriting-expanded-for-small-groups\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Effective immediately:\u00a0Curv underwriting expanded for small groups - The Blueprint\" \/>\n<meta property=\"og:description\" content=\"Blue KC has expanded Curv underwriting for small groups. For the groups types listed below, we will not require a group-specific renewal. 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