{"id":11750,"date":"2026-01-01T11:32:28","date_gmt":"2026-01-01T16:32:28","guid":{"rendered":"https:\/\/www.bluekc.com\/blueprint\/?p=11750"},"modified":"2026-01-20T12:50:55","modified_gmt":"2026-01-20T17:50:55","slug":"2026-aca-individual-family-plans-member-guide","status":"publish","type":"post","link":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-aca-individual-family-plans-member-guide\/","title":{"rendered":"2026 ACA Member Guide"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong><strong>Welcome to Blue KC!<\/strong><\/strong><\/h2>\n\n\n\n<p>For over 85 years, Blue KC members have been at the heart of everything we do. We\u2019re grateful you trust us as a partner in your health and well-being. That\u2019s the Benefit of Blue\u00ae.<\/p>\n\n\n\n<p>Your Blue KC coverage brings you healthcare choices that fit the way you live, and we\u2019re here to help you navigate your healthcare experience and show you how to get the greatest benefits from your plan.<\/p>\n\n\n\n<p><strong>TIP<\/strong>: Bookmark this page for future reference.<\/p>\n\n\n\n<p>Please verify your coverage and benefit details in your Member Account by visiting <a href=\"https:\/\/member.bluekc.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">MyBlueKC.com<\/a> and clicking on <strong>Plan Benefits<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>GETTING STARTED<\/strong><\/h2>\n\n\n\n<p>Understanding Health Insurance Terms &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Understanding-Health-Insurance-Terms.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Your Member Account on MyBlueKC.com &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Your-Member-Account-on-MyBlueKC.com_.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>MyBlueKC Mobile App &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-MyBlueKC-Mobile-App.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Your Blue KC Member ID Card &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Your-Blue-KC-Member-ID-Card.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>What to Expect on Your Explanation of Benefits (EOB) &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-What-to-Expect-on-Your-EOB.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Opt-In to Text Messaging &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Opt-in-to-Text-Messaging.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FINDING CARE<\/strong><\/h2>\n\n\n\n<p>Knowing Where To Go For Care Starts Here \u2013\u00a0<a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Know-Where-to-go-for-Care.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Find A Doctor Or Hospital \u2013\u00a0<a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Find-a-Doctor-or-Hospital.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Blue KC Community Support Tool \u2013\u00a0<a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Blue-KC-Community-Support-Tool.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Virtual Care \u2013\u00a0<a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Virtual-Care.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Blue Cross Blue Shield Global Solutions &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-BCBC-Global-Solutions.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>How Prior Authorization Works \u2013\u00a0<a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-How-Prior-Authorization-Works.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">LIVING HEALTHY<\/h2>\n\n\n\n<p>Rewards Program &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Rewards-Program.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Behavioral Health Services &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Behavioral-Health-Services.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Maternity Support Right from the Start &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Maternity-Support.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Blue365\u00ae Deals &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Blue365.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Diabetes Lifestyle Program &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Solera-Diabetes-Prevention.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Chronic Condition Management &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Chronic-Condition-Management.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Blue KC Care Management App &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Care-Management-App.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">PHARMACY <\/h2>\n\n\n\n<p>Making the Most of Your Pharmacy Benefits &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Pharmacy-Benefits.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Rx Saving Solutions &#8212; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/ACA-Rx-Savings-Solutions.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><\/p>\n\n\n\n<p><strong>Individual &amp; Family Plans with Spira Care<\/strong> &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/SpiraCareACA-Flyer-2026.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><\/p>\n\n\n\n<p>You can also access the full pdf of your member guide on your member portal at <a href=\"http:\/\/MyBlueKC.com\">MyBlueKC.com <\/a><\/p>\n\r\n\t\t\t<div id=\"daexthefu-container\"\r\n\t\t\t\tclass=\"daexthefu-container daexthefu-layout-side-by-side daexthefu-alignment-left\"\r\n\t\t\t\tdata-post-id=\"11750\">\r\n\r\n\t\t\t\t<div class=\"daexthefu-feedback\">\r\n\t\t\t\t\t<div class=\"daexthefu-text\">\r\n\t\t\t\t\t\t<h3 class=\"daexthefu-title\">Was this helpful?<\/h3>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"daexthefu-buttons-container\">\r\n\t\t\t\t\t\t<div class=\"daexthefu-buttons\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t<div class=\"daexthefu-yes daexthefu-button daexthefu-button-type-icon\" data-value=\"1\">\r\n\t\t\t\t\r\n                <svg>\r\n           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For over 85 years, Blue KC members have been at the heart of everything we do. We\u2019re grateful you trust us as a partner in your health and well-being. That\u2019s the Benefit of Blue\u00ae. Your Blue&#8230;<\/p>\n","protected":false},"author":37,"featured_media":11392,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_helpful_status":1,"_analytify_skip_tracking":false,"footnotes":""},"categories":[21,31],"tags":[62],"post-on-community-impact":[],"class_list":["post-11750","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-member-benefits","category-using-your-benefits","tag-members-ifp-aca"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2026 ACA Member Guide - The Blueprint<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-aca-individual-family-plans-member-guide\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2026 ACA Member Guide - The Blueprint\" \/>\n<meta property=\"og:description\" content=\"Welcome to Blue KC! For over 85 years, Blue KC members have been at the heart of everything we do. We\u2019re grateful you trust us as a partner in your health and well-being. That\u2019s the Benefit of Blue\u00ae. 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