{"id":4188,"date":"2025-11-25T12:51:52","date_gmt":"2025-11-25T17:51:52","guid":{"rendered":"https:\/\/www.bluekc.com\/blueprint\/?p=4188"},"modified":"2025-12-15T17:29:51","modified_gmt":"2025-12-15T22:29:51","slug":"2026-member-guide","status":"publish","type":"post","link":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/","title":{"rendered":"2026 Member Guide for Employer-Covered Plans"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Welcome to Blue KC!<\/strong><\/h2>\n\n\n\n<p>For over 85 years, Blue KC members have been at the heart of everything we do. We\u2019re grateful you trust us as a partner in your health and well-being. That\u2019s the Benefit of Blue\u00ae.<\/p>\n\n\n\n<p>Your Blue KC coverage brings you healthcare choices that fit the way you live, and we\u2019re here to help you navigate your healthcare experience and show you how to get the greatest benefits from your plan.<\/p>\n\n\n\n<p><strong>TIP<\/strong>: Bookmark this page for future reference.<\/p>\n\n\n\n<p>Please verify your coverage and benefit details in your Member Account by visiting <a href=\"https:\/\/member.bluekc.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">MyBlueKC.com<\/a> and clicking on <strong>Plan Benefits<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>GETTING STARTED<\/strong><\/h2>\n\n\n\n<p>Understanding Health Insurance Terms &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Understanding-Health-Insurance-Terms.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Your Member Account on MyBlueKC.com &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Your-Member-Account-on-MyBlueKC.com_.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Your Blue KC Member ID Card &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/10\/Your-Blue-KC-Member-ID-Card.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>What to Expect on Your Explanation of Benefits (EOB) &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/What-to-Expect-on-Your-Explanation-of-Benefits-EOB.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>MyBlueKC Mobile App &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/MyBlueKC-Mobile-App.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Opt-In to Text Messaging &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Opt-In-to-Text-Messaging.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><\/p>\n\n\n\n<p>Explicaci\u00f3n de los t\u00e9rminos relacionados con los seguros de salud &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Understanding-Health-Insurance-Terms_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Su cuenta de miembro de MyBlueKC.com &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Your-Member-Account-on-MyBlueKC.com_es-US.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Su tarjeta de identificaci\u00f3n de miembro de Blue KC &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Your-Blue-KC-Member-ID-Card_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Qu\u00e9 esperar de su Explicaci\u00f3n de Beneficios (EOB) &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/What-to-Expect-on-Your-Explanation-of-Benefits-EOB_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Aplicaci\u00f3n m\u00f3vil MyBlueKC &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/MyBlueKC-Mobile-App_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Suscripci\u00f3n a las notificaciones por mensaje de texto &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Opt-In-to-Text-Messaging_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FINDING CARE<\/strong><\/h2>\n\n\n\n<p>Knowing Where to Go for Care Starts Here &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Where-to-Go-for-Care.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Find a Doctor or Hospital &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Find-a-Doctor-or-Hospital.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Blue KC Community Support Tool &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Blue-KC-Community-Support-Tool.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Save and Earn with SmartShopper<mark style=\"background-color:#ffffff\" class=\"has-inline-color has-orange-color\"> <strong>(SELECT LARGE GROUPS ONLY)<\/strong><\/mark> &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/10\/SmartShopper.pdf\">View and Download<\/a><br>Total Care Primary Care Providers &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Total-Primary-Care-Providers.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Virtual Care &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Virtual-Care.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>BlueCard &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/BlueCard.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Blue Cross Blue Shield Global Solutions &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/11\/Blue-Cross-Blue-Shield-Global-Solutions-Member-Guide-Flyer.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>How Prior Authorization Works &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/How-Prior-Authorization-Works.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><\/p>\n\n\n\n<p>Para saber a d\u00f3nde ir para recibir atenci\u00f3n, comience aqu\u00ed &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Where-to-Go-for-Care_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Busque un m\u00e9dico u hospital &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Find-a-Doctor-or-Hospital_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Herramienta de apoyo comunitario de Blue KC &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Blue-KC-Community-Support-Tool_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Ahorre y gane con SmartShopper <strong><mark style=\"background-color:#ffffff\" class=\"has-inline-color has-orange-color\">(SOLO PARA GRUPOS GRANDES SELECCIONADOS)<\/mark><\/strong> &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Save-and-Earn-with-SmartShopper_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>M\u00e9dicos de atenci\u00f3n primaria de Total Care &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Total-Primary-Care-Providers_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>La atenci\u00f3n virtual &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Virtual-Care_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>BlueCard &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/BlueCard_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Blue Cross Blue Shield Global Solutions &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Blue-Cross-Blue-Shield-Global-Solutions_Spanish.pdf\">Ver y descargar<\/a><br>C\u00f3mo funcionan las autorizaciones previas &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/How-Prior-Authorization-Works_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>LIVING HEALTHY<\/strong><\/h2>\n\n\n\n<p>Getting the Most Out of Your Preventive Care &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Getting-the-Most-Out-of-Your-Preventive-Care.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Behavioral Health Services &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Behavioral-Health-Services.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>A Healthier You\u2122 &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/A-Healthier-You.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Maternity Support Right From the Start &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Maternity-Support.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Blue365\u00ae &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Blue365.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Lifestyle Program Benefit &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Lifestyle-Program-Benefit.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Diabetes Self Management &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Diabetes-Self-Management-Livongo.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Chronic Condition Management &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Chronic-Condition-Management.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Complex Medical Case Management &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Complex-Medical-Case-Management.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Transitions of Care Program &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Transitions-of-Care.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Advanced Illness Program &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Advanced-Illness-Program.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Blue KC Care Management App &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Care-Management-App.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><\/p>\n\n\n\n<p>C\u00f3mo aprovechar al m\u00e1ximo su atenci\u00f3n preventiva &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Getting-the-Most-Out-of-Your-Preventive-Care_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Servicios de salud conductual &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Behavioral-Health-Services_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>A Healthier You\u2122 &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/A-Healthier-You_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Apoyo de maternidad desde el principio &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Maternity-Support_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Blue365\u00ae &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Blue365_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Beneficio del programa de estilo de vida &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Lifestyle-Program-Benefit_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Automanejo de la diabetes &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Diabetes-Self-Management-Livongo_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Manejo de afecciones cr\u00f3nicas &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Chronic-Condition-Management_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Administraci\u00f3n de casos m\u00e9dicos complejos &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Complex-Medical-Case-Management_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Programa Transitions Of Care &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Transitions-of-Care_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Programa Advanced Illness &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Advanced-Illness-Program_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Aplicaci\u00f3n Blue KC Care Management &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Care-Management-App_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>PHARMACY<\/strong><\/h2>\n\n\n\n<p>Making the Most of Your Pharmacy Benefits &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Pharmacy-Benefits.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br>Use Rx Savings Solutions to Save on Prescriptions &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/Rx-Savings-Solutions.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">View and Download<\/a><br><br>Aproveche al m\u00e1ximo sus beneficios de farmacia &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Pharmacy-Benefits_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><br>Usa Rx Savings Solutions para ahorrar en medicamentos con receta m\u00e9dica &#8211; <a href=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/12\/Rx-Savings-Solutions__Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Ver y descargar<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><em>The member guide provides a general overview of services and benefits that may be included in some Blue KC health plans. Because coverage details can vary, we encourage you to review your specific plan documents for accurate information. For details about your coverage, please refer to your Summary of Benefits and Coverage (SBC) by visiting <a href=\"https:\/\/member.bluekc.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">MyBlueKC.com<\/a> and clicking on <strong>Plan Benefits<\/strong>.<\/em><\/p>\n\r\n\t\t\t<div id=\"daexthefu-container\"\r\n\t\t\t\tclass=\"daexthefu-container daexthefu-layout-side-by-side daexthefu-alignment-left\"\r\n\t\t\t\tdata-post-id=\"4188\">\r\n\r\n\t\t\t\t<div class=\"daexthefu-feedback\">\r\n\t\t\t\t\t<div class=\"daexthefu-text\">\r\n\t\t\t\t\t\t<h3 class=\"daexthefu-title\">Was this helpful?<\/h3>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"daexthefu-buttons-container\">\r\n\t\t\t\t\t\t<div class=\"daexthefu-buttons\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t<div class=\"daexthefu-yes daexthefu-button daexthefu-button-type-icon\" data-value=\"1\">\r\n\t\t\t\t\r\n                <svg>\r\n                    <defs>\r\n                        <style>.thumb-up-cls-1{fill:#c9c9c9;}.thumb-up-cls-2{fill:#e1e1e1;}.thumb-up-cls-3{fill:#676767;}<\/style>\r\n                    <\/defs>\r\n                    <g id=\"thumb_up\">\r\n                        <path class=\"thumb-up-cls-2 daexthefu-icon-circle\" d=\"m24,3c11.58,0,21,9.42,21,21s-9.42,21-21,21S3,35.58,3,24,12.42,3,24,3m0-1C11.85,2,2,11.85,2,24s9.85,22,22,22,22-9.85,22-22S36.15,2,24,2h0Z\" \/>\r\n                        <g>\r\n                            <rect class=\"thumb-up-cls-3 daexthefu-icon-secondary-color\" x=\"10\" y=\"20\" width=\"6\" height=\"15\" rx=\"1.5\" ry=\"1.5\" \/>\r\n                            <path class=\"thumb-up-cls-1 daexthefu-icon-primary-color\" d=\"m30.57,9.06l-.49-.1c-.81-.17-1.61.35-1.78,1.16l-5.3,11.74c-.17.81,3.16,1.61,3.97,1.78l1.96.41c.81.17,1.61-.35,1.78-1.16l2.18-10.27c.34-1.61-.7-3.21-2.31-3.56Z\" \/>\r\n                            <path class=\"thumb-up-cls-1 daexthefu-icon-primary-color\" d=\"m38.17,20h-18.67c-.83,0-1.5.67-1.5,1.5v12c0,.83.67,1.5,1.5,1.5h16.27c.71,0,1.33-.5,1.47-1.21l2.4-12c.19-.93-.53-1.8-1.47-1.8Z\" \/>\r\n                        <\/g>\r\n                    <\/g>\r\n                <\/svg>\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t<div class=\"daexthefu-no daexthefu-button daexthefu-button-type-icon\" data-value=\"0\">\r\n\t\t\t\t\r\n                <svg>\r\n                    <defs>\r\n                        <style>.thumb-down-cls-1{fill:#c9c9c9;}.thumb-down-cls-2{fill:#e1e1e1;}.thumb-down-cls-3{fill:#676767;}<\/style>\r\n                    <\/defs>\r\n                    <g id=\"thumb_down\">\r\n                        <path class=\"thumb-down-cls-2 daexthefu-icon-circle\" d=\"m24,3c11.58,0,21,9.42,21,21s-9.42,21-21,21S3,35.58,3,24,12.42,3,24,3m0-1C11.85,2,2,11.85,2,24s9.85,22,22,22,22-9.85,22-22S36.15,2,24,2h0Z\" \/>\r\n                        <g>\r\n                            <rect class=\"thumb-down-cls-3 daexthefu-icon-secondary-color\" x=\"10\" y=\"13\" width=\"6\" height=\"15\" rx=\"1.5\" ry=\"1.5\" \/>\r\n                            <path class=\"thumb-down-cls-1 daexthefu-icon-primary-color\" d=\"m30.57,38.94l-.49.1c-.81.17-1.61-.35-1.78-1.16l-5.3-11.74c-.17-.81,3.16-1.61,3.97-1.78l1.96-.41c.81-.17,1.61.35,1.78,1.16l2.18,10.27c.34,1.61-.7,3.21-2.31,3.56Z\" \/>\r\n                            <path class=\"thumb-down-cls-1 daexthefu-icon-primary-color\" d=\"m38.17,28h-18.67c-.83,0-1.5-.67-1.5-1.5v-12c0-.83.67-1.5,1.5-1.5h16.27c.71,0,1.33.5,1.47,1.21l2.4,12c.19.93-.53,1.8-1.47,1.8Z\" \/>\r\n                        <\/g>\r\n                    <\/g>\r\n                <\/svg>\t\t\t<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"daexthefu-comment\">\r\n\t\t\t\t\t<div class=\"daexthefu-comment-top-container\">\r\n\t\t\t\t\t\t<label id=\"daexthefu-comment-label\" class=\"daexthefu-comment-label\"><\/label>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"daexthefu-comment-character-counter-container\">\r\n\t\t\t\t\t\t\t\t<div id=\"daexthefu-comment-character-counter-number\"\r\n\t\t\t\t\t\t\t\t\tclass=\"daexthefu-comment-character-counter-number\"><\/div>\r\n\t\t\t\t\t\t\t\t<div class=\"daexthefu-comment-character-counter-text\"><\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<textarea id=\"daexthefu-comment-textarea\" class=\"daexthefu-comment-textarea\"\r\n\t\t\t\t\t\t\t\tplaceholder=\"Type your message\"\r\n\t\t\t\t\t\t\t\tmaxlength=\"\r\n\t\t\t\t\t\t\t\t400\t\t\t\t\t\t\t\t\t\"><\/textarea>\r\n\t\t\t\t\t<div class=\"daexthefu-comment-buttons-container\">\r\n\t\t\t\t\t\t<button class=\"daexthefu-comment-submit daexthefu-button\">Submit<\/button>\r\n\t\t\t\t\t\t<button class=\"daexthefu-comment-cancel daexthefu-button\">Cancel<\/button>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\r\n\t\t\t\t<div class=\"daexthefu-successful-submission-text\">Thanks for your feedback!<\/div>\r\n\r\n\t\t\t<\/div>\r\n\r\n\t\t\t","protected":false},"excerpt":{"rendered":"<p>Welcome to Blue KC! For over 85 years, Blue KC members have been at the heart of everything we do. We\u2019re grateful you trust us as a partner in your health and well-being. That\u2019s the Benefit of Blue\u00ae. Your Blue&#8230;<\/p>\n","protected":false},"author":33,"featured_media":11392,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_helpful_status":1,"_analytify_skip_tracking":false,"footnotes":""},"categories":[21,29,31],"tags":[61],"post-on-community-impact":[],"class_list":["post-4188","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-member-benefits","category-supplemental-benefits","category-using-your-benefits","tag-members-employer-group"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2026 Member Guide for Employer-Covered Plans - The Blueprint<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2026 Member Guide for Employer-Covered Plans - The Blueprint\" \/>\n<meta property=\"og:description\" content=\"Welcome to Blue KC! For over 85 years, Blue KC members have been at the heart of everything we do. We\u2019re grateful you trust us as a partner in your health and well-being. That\u2019s the Benefit of Blue\u00ae. Your Blue...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/\" \/>\n<meta property=\"og:site_name\" content=\"The Blueprint\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BlueCrossBlueShieldKC\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-25T17:51:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-15T22:29:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2500\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cveasman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bluekc\" \/>\n<meta name=\"twitter:site\" content=\"@bluekc\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"cveasman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/\"},\"author\":{\"name\":\"cveasman\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/person\/4cada5fb26aa4a87c8ce3946b94e5edf\"},\"headline\":\"2026 Member Guide for Employer-Covered Plans\",\"datePublished\":\"2025-11-25T17:51:52+00:00\",\"dateModified\":\"2025-12-15T22:29:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/\"},\"wordCount\":740,\"publisher\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg\",\"keywords\":[\"Members: General\/Employer\"],\"articleSection\":[\"Member Benefits\",\"Supplemental Benefits\",\"Using Your Benefits\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/\",\"url\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/\",\"name\":\"2026 Member Guide for Employer-Covered Plans - The Blueprint\",\"isPartOf\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg\",\"datePublished\":\"2025-11-25T17:51:52+00:00\",\"dateModified\":\"2025-12-15T22:29:51+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#primaryimage\",\"url\":\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg\",\"contentUrl\":\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg\",\"width\":2500,\"height\":1200},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.bluekc.com\/blueprint\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"2026 Member Guide for Employer-Covered Plans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#website\",\"url\":\"https:\/\/www.bluekc.com\/blueprint\/\",\"name\":\"The Blueprint\",\"description\":\"Welcome to The Blueprint \u2013 your home to view informative articles created to inspire and boost your healthcare knowledge.\",\"publisher\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#organization\"},\"alternateName\":\"The Blueprint\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.bluekc.com\/blueprint\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#organization\",\"name\":\"The Blueprint\",\"url\":\"https:\/\/www.bluekc.com\/blueprint\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2023\/10\/BKC_VERT_DARK.jpg\",\"contentUrl\":\"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2023\/10\/BKC_VERT_DARK.jpg\",\"width\":675,\"height\":675,\"caption\":\"The Blueprint\"},\"image\":{\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/BlueCrossBlueShieldKC\",\"https:\/\/x.com\/bluekc\",\"https:\/\/www.youtube.com\/thebluekcchannel\",\"https:\/\/www.instagram.com\/bluecrossblueshieldkc\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/person\/4cada5fb26aa4a87c8ce3946b94e5edf\",\"name\":\"cveasman\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/91a4484bf1de3dd91d3716068321ab88613d44218d8ccc5b2621097996705eef?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/91a4484bf1de3dd91d3716068321ab88613d44218d8ccc5b2621097996705eef?s=96&d=mm&r=g\",\"caption\":\"cveasman\"},\"url\":\"https:\/\/www.bluekc.com\/blueprint\/author\/cveasman\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"2026 Member Guide for Employer-Covered Plans - The Blueprint","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/","og_locale":"en_US","og_type":"article","og_title":"2026 Member Guide for Employer-Covered Plans - The Blueprint","og_description":"Welcome to Blue KC! For over 85 years, Blue KC members have been at the heart of everything we do. We\u2019re grateful you trust us as a partner in your health and well-being. That\u2019s the Benefit of Blue\u00ae. Your Blue...","og_url":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/","og_site_name":"The Blueprint","article_publisher":"https:\/\/www.facebook.com\/BlueCrossBlueShieldKC","article_published_time":"2025-11-25T17:51:52+00:00","article_modified_time":"2025-12-15T22:29:51+00:00","og_image":[{"width":2500,"height":1200,"url":"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg","type":"image\/jpeg"}],"author":"cveasman","twitter_card":"summary_large_image","twitter_creator":"@bluekc","twitter_site":"@bluekc","twitter_misc":{"Written by":"cveasman","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#article","isPartOf":{"@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/"},"author":{"name":"cveasman","@id":"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/person\/4cada5fb26aa4a87c8ce3946b94e5edf"},"headline":"2026 Member Guide for Employer-Covered Plans","datePublished":"2025-11-25T17:51:52+00:00","dateModified":"2025-12-15T22:29:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/"},"wordCount":740,"publisher":{"@id":"https:\/\/www.bluekc.com\/blueprint\/#organization"},"image":{"@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#primaryimage"},"thumbnailUrl":"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg","keywords":["Members: General\/Employer"],"articleSection":["Member Benefits","Supplemental Benefits","Using Your Benefits"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/","url":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/","name":"2026 Member Guide for Employer-Covered Plans - The Blueprint","isPartOf":{"@id":"https:\/\/www.bluekc.com\/blueprint\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#primaryimage"},"image":{"@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#primaryimage"},"thumbnailUrl":"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg","datePublished":"2025-11-25T17:51:52+00:00","dateModified":"2025-12-15T22:29:51+00:00","breadcrumb":{"@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#primaryimage","url":"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg","contentUrl":"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2025\/09\/blueprint_header_2025.jpg","width":2500,"height":1200},{"@type":"BreadcrumbList","@id":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/2026-member-guide\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.bluekc.com\/blueprint\/"},{"@type":"ListItem","position":2,"name":"2026 Member Guide for Employer-Covered Plans"}]},{"@type":"WebSite","@id":"https:\/\/www.bluekc.com\/blueprint\/#website","url":"https:\/\/www.bluekc.com\/blueprint\/","name":"The Blueprint","description":"Welcome to The Blueprint \u2013 your home to view informative articles created to inspire and boost your healthcare knowledge.","publisher":{"@id":"https:\/\/www.bluekc.com\/blueprint\/#organization"},"alternateName":"The Blueprint","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.bluekc.com\/blueprint\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.bluekc.com\/blueprint\/#organization","name":"The Blueprint","url":"https:\/\/www.bluekc.com\/blueprint\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/logo\/image\/","url":"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2023\/10\/BKC_VERT_DARK.jpg","contentUrl":"https:\/\/www.bluekc.com\/blueprint\/wp-content\/uploads\/sites\/3\/2023\/10\/BKC_VERT_DARK.jpg","width":675,"height":675,"caption":"The Blueprint"},"image":{"@id":"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/BlueCrossBlueShieldKC","https:\/\/x.com\/bluekc","https:\/\/www.youtube.com\/thebluekcchannel","https:\/\/www.instagram.com\/bluecrossblueshieldkc\/"]},{"@type":"Person","@id":"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/person\/4cada5fb26aa4a87c8ce3946b94e5edf","name":"cveasman","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.bluekc.com\/blueprint\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/91a4484bf1de3dd91d3716068321ab88613d44218d8ccc5b2621097996705eef?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/91a4484bf1de3dd91d3716068321ab88613d44218d8ccc5b2621097996705eef?s=96&d=mm&r=g","caption":"cveasman"},"url":"https:\/\/www.bluekc.com\/blueprint\/author\/cveasman\/"}]}},"categories_names":["Member Benefits","Supplemental Benefits","Using Your Benefits"],"formatted_date":"November 25, 2025","_links":{"self":[{"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/posts\/4188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/comments?post=4188"}],"version-history":[{"count":0,"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/posts\/4188\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/media\/11392"}],"wp:attachment":[{"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/media?parent=4188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/categories?post=4188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/tags?post=4188"},{"taxonomy":"post-on-community-impact","embeddable":true,"href":"https:\/\/www.bluekc.com\/blueprint\/wp-json\/wp\/v2\/post-on-community-impact?post=4188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}