{"id":760,"date":"2023-02-16T01:47:28","date_gmt":"2023-02-16T01:47:28","guid":{"rendered":"https:\/\/bluekcstg.wpengine.com\/resource-center\/?p=60"},"modified":"2025-04-30T09:29:10","modified_gmt":"2025-04-30T14:29:10","slug":"lower-your-out-of-pocket-medical-cost-by-choosing-care-options-wisely","status":"publish","type":"post","link":"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/lower-your-out-of-pocket-medical-cost-by-choosing-care-options-wisely\/","title":{"rendered":"Lower Your Out-Of-Pocket Medical Cost By Choosing Care Options Wisely"},"content":{"rendered":"\n<p>Getting the right care at the right place and the right time is good for your health and can save you money. Learn about your care options\u202f\u2013 and what is near your home, office, and school \u2013 before you need it. Where you go depends on the nature and severity of your condition.&nbsp;<\/p>\n\n\n\n<p><strong>Urgent care versus emergency room.\u00a0<\/strong>More than 80% of emergency room visits can be handled at an\u00a0<a href=\"https:\/\/www.bluekc.com\/where-to-go-for-care\/#primary-care\" target=\"_blank\" rel=\"noreferrer noopener\">urgent care center<\/a>\u00a0and for a lower out-of-pocket cost. That\u2019s because you\u2019ll get just one bill per urgent care visit versus several bills for physicians and facility when you visit an emergency room. Urgent care centers generally have extended hours, offer x-ray, labs, and can treat small lacerations. There also are specialty urgent cares that treat orthopedic sprains and fractures.\u00a0\u00a0\u00a0<\/p>\n\n\n\n<p><strong>Free standing imaging or infusion center versus hospital.&nbsp;<\/strong>When you need an MRI, CT scan, or drug infusion, use Find Care to find a free-standing center. Like urgent care centers, you\u2019ll get just one bill when you use a free-standing imaging or infusion center versus several separate bills should you have these services at a hospital. Some specialty providers, such as gastroenterologists, rheumatologists, allergists, and pain management providers also do infusions in their offices.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Ambulatory surgical center (ASC) versus hospital.&nbsp;<\/strong>Save up to 40% when you use an ASC for a surgery or pain injection. Many procedures can be performed in an ASC, such as dental, bariatric, ENT, gastroenterology, orthopedic, gynecological, pain management, ophthalmological, plastic surgery, podiatry, neurological\/spine, urological and vascular services. Ask your provider where they perform procedures and choose an ASC over a hospital.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Virtual care versus office visit.\u00a0<\/strong><a href=\"https:\/\/www.bluekc.com\/where-to-go-for-care\/#primary-care\" target=\"_blank\" rel=\"noreferrer noopener\">Virtual care<\/a>\u00a0is a good option when you need care at night, on a weekend, when you can\u2019t leave home, are traveling, or when your doctor is not available. It\u2019s available 24\/7 and can be used for minor issues like upper respiratory infections, urinary tract infections, or the flu.\u00a0<\/p>\n\n\n\n<p><strong>Take the lead in choosing your care options<\/strong>&nbsp;<\/p>\n\n\n\n<p>Learn more about care options at\u00a0<a href=\"https:\/\/www.bluekc.com\/where-to-go-for-care\/#primary-care\" target=\"_blank\" rel=\"noreferrer noopener\">Know Where To Go<\/a>\u00a0and by reading your health plan\u2019s Summary of Benefits and Coverage. It includes potential out-of-pocket costs, premiums, copayments, and deductibles. It\u2019s available on your member portal at\u202f <a href=\"https:\/\/member.bluekc.com\/dashboard\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>MyBlueKC.com<\/strong><\/a>\u202f> Plan Benefits in the left column > Medical > Summary of Benefits.\u00a0<\/p>\n\n\n\n<p>*For eligible members.&nbsp;<\/p>\n\r\n\t\t\t<div id=\"daexthefu-container\"\r\n\t\t\t\tclass=\"daexthefu-container daexthefu-layout-side-by-side daexthefu-alignment-left\"\r\n\t\t\t\tdata-post-id=\"760\">\r\n\r\n\t\t\t\t<div class=\"daexthefu-feedback\">\r\n\t\t\t\t\t<div class=\"daexthefu-text\">\r\n\t\t\t\t\t\t<h3 class=\"daexthefu-title\">Was this helpful?<\/h3>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<div class=\"daexthefu-buttons-container\">\r\n\t\t\t\t\t\t<div class=\"daexthefu-buttons\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t<div class=\"daexthefu-yes daexthefu-button daexthefu-button-type-icon\" data-value=\"1\">\r\n\t\t\t\t\r\n                <svg>\r\n                    <defs>\r\n                        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class=\"daexthefu-successful-submission-text\">Thanks for your feedback!<\/div>\r\n\r\n\t\t\t<\/div>\r\n\r\n\t\t\t","protected":false},"excerpt":{"rendered":"<p>Getting the right care at the right place and the right time is good for your health and can save you money. Learn about your care options\u202f\u2013 and what is near your home, office, and school \u2013 before you need&#8230;<\/p>\n","protected":false},"author":37,"featured_media":723,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_helpful_status":1,"_analytify_skip_tracking":false,"footnotes":""},"categories":[37,26,21],"tags":[61,62],"post-on-community-impact":[],"class_list":["post-760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-care-access-options","category-cost-savings","category-member-benefits","tag-members-employer-group","tag-members-ifp-aca"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Lower Your Out-Of-Pocket Medical Cost By Choosing Care Options Wisely - The Blueprint<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bluekc.com\/blueprint\/member-benefits\/lower-your-out-of-pocket-medical-cost-by-choosing-care-options-wisely\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Lower Your Out-Of-Pocket Medical Cost By Choosing Care Options Wisely - The Blueprint\" \/>\n<meta property=\"og:description\" content=\"Getting the right care at the right place and the right time is good for your health and can save you money. 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