Member BenefitsCost Savings
Feb 22, 2024
4 Minute Read

Know what you’ll pay for a medical procedure with SmartShopper

Surprises can be fun, but not when it comes to your medical bills. So why choose a doctor or location for your medical procedure without clearly knowing what you’ll pay? With SmartShopper, the work is done for you!

Already included in your healthcare plan*, SmartShopper helps you quickly find in-network locations for your procedures, get estimated prices, make informed decisions, and earn cash back. Costs vary dramatically depending on where you go, but with SmartShopper by your side you don’t have to overpay.

Learn more about why SmartShopper is the smart choice for you.

What is SmartShopper?

SmartShopper helps you save on qualified healthcare procedures and earn cash rewards when you shop and choose cost-effective, eligible procedures. The program empowers you to be a savvy customer of healthcare by shopping, getting estimated pricing, comparing procedure locations, and making informed decisions.

How can I earn cash rewards from SmartShopper?

SmartShopper estimates the cost of several in-network facilities when you shop for healthcare procedures. If you have your procedure at one of these options, you earn a cash reward.

What is a typical cash reward?

The amount of a cash reward you earn depends on the procedure. Visit SmartShopper using the instructions below to explore savings and rewards.

When can I expect to receive my rewards?

On average, it can take up to 60 days from the date of service to receive rewards.

Why shop for healthcare procedures?

Costs can vary dramatically for the same procedure at different locations. What consumers often do not realize is that many healthcare procedures are shoppable, which means you can plan and budget for them. With SmartShopper, you can save and earn a cash reward when you shop.

How much does SmartShopper cost?

SmartShopper is offered as part of your Blue KC health plan at no additional cost.

How do I get started?

When your doctor recommends a procedure, log onto your member portal at or on the MyBlueKC mobile app.

  • Go to Find Care in the left column
  • Click Find Doctors, Specialists & Hospitals
  • Click SmartShopper and search for a procedure

Your search will display estimated costs and the maximum SmartShopper reward you can earn. After comparing options, choose the best care for you and schedule an appointment at the rewards-eligible facility. Following your procedure, SmartShopper will receive your claim, process your reward, and mail a check to your home address.

* SmartShopper is available to individual and family plan ACA members and small group ACA members; and employer groups including fully insured large and non-ACA small group members, small group level funded members, and non-ACA individual and family plan members. Experience varies between ACA and non-ACA plans. If SmartShopper is not on the Find Care page of your member portal at, talk to your employer about offering SmartShopper. SmartShopper is not available to Medicare Advantage members. 

Was this helpful?

Thanks for your feedback!