Choose your coverage
We offer four plan levels to fit different needs and budgets. Each plan includes limited benefits to cover hospital, physician and emergency services, as well as many specialized services. Coverage under a short-term plan is limited to three months with an option for a one month renewal.
Short-term 500
Our lowest deductible plan for those wanting more coverage upfront.
In-network costs (Individual / Family) | Short-term 500 |
Deductible | $500 / $1,000 |
Coinsurance | 20% |
Out-of-pocket max | $2,500 / $7,500 |
PCP network visit | Deductible then 20% |
Generic prescriptions | Not covered |
Short-term 1000
A balanced choice with moderate deductible and out-of-pocket costs.
In-network costs (Individual / Family) | Short-term 1000 |
Deductible | $1,000 / $3,000 |
Coinsurance | 20% |
Out-of-pocket max | $3,000 / $9,000 |
PCP network visit | Deductible then 20% |
Generic prescriptions | Not covered |
Short-term 2500
Higher deductible plan with a lower monthly premium.
In-network costs (Individual / Family) | Short-term 2500 |
Deductible | $2,500 / $7,500 |
Coinsurance | 20% |
Out-of-pocket max | $4,500 / $13,500 |
PCP network visit | Deductible then 20% |
Generic prescriptions | Not covered |
Short-term 5000
Our most affordable monthly premium option with the highest deductible.
In-network costs (Individual / Family) | Short-term 5000 |
Deductible | $5,000 / $15,000 |
Coinsurance | 20% |
Out-of-pocket max | $7,000 / $21,000 |
PCP network visit | Deductible then 20% |
Generic prescriptions | Not covered |
Get covered in minutes with our secure online enrollment.
Talk through your options with a Blue KC representative. Or reach out to your health insurance broker/agent.
Download your application, complete it, then drop it in the mail.
Blue Cross and Blue Shield of Kansas City
1400 Baltimore Ave.
Kansas City, MO 64105
Short-term plans up to 90 days (without RX)
Have questions about getting coverage? Our award-winning support team is here to guide you every step of the way
Call us
Contact a Blue KC representative
800-215-6504
Monday – Friday,
8 a.m. – 5 p.m. CST
Or reach out to your health insurance broker/agent.
1A pre-existing condition is defined as any illness, injury or other condition for which medical advice, diagnosis, care, or treatment was received or recommended during the 12 months prior to the effective date of coverage.