Life event updates

You’ve moved!

When you relocate to a new permanent mailing address, it’s important for Blue KC to update your address on file and ensure that you continue to receive important communication from us about updates to your plan.

To update your mailing address:

• Contact your employer, so they can also update their internal records.
• Your employer will then pass those changes over to us.

To make plan changes:

If you have relocated to an area that impacts the insurance options available to you, you may have the opportunity to change your plan type.

If you qualify, you may need to share documentation like a new rental agreement, deed, or mortgage with your employer that shows you have moved into a new plan area.

You can call our Customer Service team at the number listed on your ID card to see if your relocation allows for a plan change.

Marriage

Getting married may allow you to make changes to your Blue KC plan. When your employer offers plans that cover spouses and children, this qualifying life event lets you add your new spouse and any biological or stepchildren to your policy.

To initiate changes, you need to:

• Notify your employer as soon as possible after your marriage date with the updates you would like to make.
• You may be asked to provide documentation, such as a marriage certificate.

Your employer will tell you when coverage will begin for any added family member(s).

Divorce

When your spouse is included on your plan and you complete your divorce, you may be allowed to make changes to your Blue KC plan. This qualifying life event lets you remove your spouse and any biological or stepchildren from your plan.

To initiate changes, you need to:

• Notify your employer as soon as possible once your divorce is finalized.
• You may be asked to provide documentation, such as a divorce decree.

Your plan will be updated to reflect the effective date of the divorce.

Congratulations on your new addition!

Growing your family may allow you to make changes to your Blue KC plan. When your employer offers plans that cover children, this qualifying life event lets you add your new child, as well as any other biological or stepchildren not currently covered by your policy.

To initiate changes, you need to:

• Notify your employer as soon as possible with the child’s birth or adoption date.
• Your employer may ask for additional records that verify the dates associated with this update.

For pregnancies, the child will be retroactively added to your plan as of their birthday.

For adoption, the child will be retroactively added to your plan as of their adoption date.

Pregnancy resources

We’re here to support you along your pregnancy journey with online resources, prenatal nurse case managers, and helpful benefits:

Welcome Assessment: Well & High-Risk Prenatal Program

Guide: Breast Pump Benefit

They grow up so fast…

Children reaching the ages of 18 and 26 years old are responsible for managing a larger share of their healthcare choices. We’re outlining what to expect and consider as they reach these milestone birthdays.

Your child is turning 18 years old:

• Children turning 18 are eligible to stay on the policyholder’s plan until the age of 26, but are also able to move to their own plan.
• Due to health privacy laws, the policyholder and spouse on the plan will no longer be able to view claims and EOBs for their child online.
• Those turning 18 can create their own member account with a unique email address.

An adult child on the policy is turning 26 years old:

• Those turning 26 are no longer eligible to stay on the policyholder’s plan.
• This qualifying life event allows them to enroll in a plan through their employer or purchase their own individual plan.

Need to purchase a plan?

Blue KC offers a range of plan options, and our local team is here to make enrollment easy. Call 877-521-4249 Monday through Friday, 8 AM to 5 PM to get started.

You have accepted a job offer

Depending on your employer, your current Blue KC plan terminates on your last day of work or on the 1st day of the next month.

Your new employer offers Blue KC insurance:

• You will be eligible to enroll in a new Blue KC plan through your employer – start dates vary.
• You can keep your same MyBlueKC account and view your new and past plan 

You new employer offers plans from a different insurer:

• You will continue to have access to your claims and EOB data for two years through your MyBlueKC account.

You have experienced job loss

Through your employer, you are eligible for continue your plan coverage through COBRA for 60 days. Once your coverage ends, you have another 60 days to apply for a new plan.

Blue KC offers a range of plan options, and our local team is here to make enrollment easy.

Blue KC offers a range of plan options, and our local team is here to make enrollment easy. Call 877-521-4249 Monday through Friday, 8 AM to 5 PM to get started.

You have an additional insurance policy

Great! It’s important that Blue KC understand the details of any additional insurance policies you may have for yourself and any family members. This helps ensure we process claims correctly between the multiple policies, and you avoid paying more for your care than you actually owe

Tell us about your policy and who’s covered by it

You no longer have an additional insurance policy

We appreciate you telling us about changes to your insurance coverage.