Pharmacy coverage

Your prescriptions are an important part of your health journey. That’s why Blue KC, together with our pharmacy benefit manager (PBM), works hard to make getting your medications simple, safe, and affordable. 

While specific benefits may vary on your plan, here’s everything you need to know about your pharmacy coverage. For your exact benefits, we recommend logging in to your member account to review your benefit certificate.

Pharmacy coverage

Your prescriptions are an important part of your health journey. That’s why Blue KC, together with our pharmacy benefit manager (PBM), works hard to make getting your medications simple, safe, and affordable. 

While specific benefits may vary on your plan, here’s everything you need to know about your pharmacy coverage. For your exact benefits, we recommend logging in to your member account to review your benefit certificate.

Pharmacy coverage

Your prescriptions are an important part of your health journey. That’s why Blue KC, together with our pharmacy benefit manager (PBM), works hard to make getting your medications simple, safe, and affordable. 

While specific benefits may vary on your plan, here’s everything you need to know about your pharmacy coverage. For your exact benefits, we recommend logging in to your member account to review your benefit certificate.

Helpful links about your pharmacy coverage

Want to dive a little deeper? We’ve rounded up these educational resources to help you learn the ins and outs of your coverage and put your benefits to work.

Helpful links about your pharmacy coverage

Want to dive a little deeper? We’ve rounded up these educational resources to help you learn the ins and outs of your coverage and put your benefits to work.

Helpful links about your pharmacy coverage

Want to dive a little deeper? We’ve rounded up these educational resources to help you learn the ins and outs of your coverage and put your benefits to work.

Know what medications are covered

The Prescription Drug List – also known as a formulary – is a list of prescription medications that have been reviewed and recommended by Blue KC’s Medical and Pharmacy Management Committee. The list includes both brand-name and generic prescription medications approved by the Food and Drug Administration (FDA) along with their tier level.

How to use the Prescription Drug List

  1. Log in to access the prescription drug list that goes with your plan, or access your prescription drug list at the link below.
  2. Find the page number for your drug by searching the alphabetical index at the end.
  3. Once you’ve found your medication, check what tier it’s on and note any restrictions or alternative options that might save you money.
  4. Look at the Drug Tier tables at the end of the introduction to see what your out-of-pocket costs will be, based on your specific plan.

Manage your prescriptions and track home deliveries online

Log into your pharmacy benefits account by following these easy steps:

  1. Log in to your member account. 
  2. Click Plan Benefits and then select Pharmacy.
  3. Select Manage Prescriptions & Track Home Deliveries to be redirected to our Pharmacy Benefits Partner site. Once you’re redirected to our Pharmacy Benefits Partner homepage, you can:
    • Check medication coverage
    • Enroll in home delivery
    • Find a network pharmacy

Depending on your plan, you can fill prescriptions at thousands of convenient locations, including:

  • Major retailers
  • National drugstore chains
  • Local pharmacies
  • Supermarkets

If included in your plan, save time and money with maintenance medications delivered right to your door:

  • Get a three-month supply of maintenance medications
  • Enjoy potential cost savings on longer supplies
  • Free standard shipping
  • 24/7 pharmacist support
  • Automatic refill reminders

If you’re managing a chronic condition and your plan includes specialty pharmacy benefits, our specialty pharmacy provides:

  • Lowest available cost for specialty medications
  • 24/7 access to pharmacists and nurses who specialize in your condition
  • Personalized support for your specific therapy
  • Proactive refill reminders
  • Confidential packaging and delivery

Save money with Rx Savings Solutions

We’ve partnered with Rx Savings Solutions (RxSS) to help you make informed decisions about your prescriptions. This free, pharmacist-created service shows you real-time pricing and money-saving opportunities.

6 ways you could save with RxSS

When you enroll in RxSS, you’ll always know when you can spend less for your current medications, and be able to work with your doctor to decide what’s best for your health and budget. Here are just a few of the ways you may be able to save:

Different drug, same treatment

Choose from multiple medications that treat your condition

Same active ingredient, lower price

Get the same treatment with a generic instead of a brand name

Same drug, different pharmacy

Sometimes switching pharmacies can lower your costs

Same drug, split in half

Higher doses often cost the same as lower doses; split a larger pill to save

Same ingredients, different pills

Some combination drugs cost more than taking the ingredients separately

Frequently asked questions about pharmacy benefits

Pharmacy

Yes, up to two years of your prescription claims history is available. To access, log in to your member account to reach Plan Benefits and your pharmacy plan information.

Blue KC’s pharmacy benefit site allows you to quickly enter the name of the medication you’re taking or interested in, and search results will clearly tell you whether or not a medication is covered by your plan and / or requires prior authorization. If a medication is not covered, you will see alternatives to consider that are also used to treat your condition. Please note: Your plan will not typically contribute towards the cost of your prescription until you have met your plan’s deductible. Log in to your member account to start your search.

As an alternative, you can access all the Prescription Drug Lists below. But remember it is best to log in to your account to check your specific prescription drug list:

Employer-Covered members: View prescription drug list here

Individual & Family plan members: View prescription drug list here

To have a prescription refilled early, have your pharmacist call the Pharmacy Customer Service unit at 816-395-2176 or 800-228-1436, Monday through Friday from 8 a.m. to 5 p.m. Central Time.

Yes, show your member ID card to your pharmacist whenever you have a prescription filled. Your prescription claim is electronically transmitted to Blue KC when you fill your prescription. Please make sure the pharmacy has your most current health insurance information and correct birth date so there won’t be any delays or claim denials when we process your claim.

A maintenance drug is a medication used to treat a chronic condition like diabetes or high blood pressure. The FDA must approve maintenance drugs as safe for long-term use. Blue KC uses a national drug information database called First DataBank to determine which medications are included on the maintenance drug list. If your prescription is a maintenance drug, you can have it filled for several months instead of just one prescription at a time.

A generic equivalent is a medication that contains the same active ingredient and works the same way as the original brand name drug. A generic alternative is a generic medication that may not have the same active ingredient, but works in the same way as another drug. An example of a generic alternative is ranitidine. It is the generic equivalent of Zantac®, but it works in the same way to relieve stomach acid as Axid® and Pepcid®.

Zantac, Axid, and Pepcid are the same “class” of medicine but contain different active ingredients. So, the generic form of Zantac, “ranitidine,” is a lower cost alternative in the same class of medicine as Axid and Pepcid.

When a drug company develops a new medication they apply for a patent. This patent protects the drug from being copied by other drug companies for a certain period of time. These drugs are brand name drugs. Once the patent period expires, other manufacturers can produce the same drug as long as they follow strict guidelines established by the Food and Drug Administration’s (FDA) guidelines. These same drugs are generic drugs. Generic drugs are less expensive versions of those brand name drugs whose patents have expired. They are made with the same active ingredients of the brand name drug, but they may have a different color, shape or filler material. The cost of a generic drug is typically less than a brand name drug. All generic medications are approved by the FDA before they are released on the market. Some examples of generic drugs and their brand name equivalent include furosemide and Lasix®, ranitidine and Zantac®, and cephalexin and Keflex®.

Prior authorization (PA) means you must get approval before your plan will cover your medication. PA is used to make sure the medication you’re taking is appropriate and effective for your condition. To start the prior authorization process, your doctor can access BlueKC.com. Your doctor will need to provide more information about why you are taking a medication.

Blue KC’s pharmacy benefit site allows you to search for weight-loss medications and view related coverage and cost information. Enter the name of the medication you’re taking or interested in, and search results will clearly tell you whether or not a medication is covered by your plan. If covered, most weight-loss medications do require you to obtain prior authorization, which your doctor can submit to Blue KC for you. Log in to your member account to start your search.

Log in to your Blue KC member account to reach the Pharmacy page.

If you have questions about this information, or your pharmacy coverage in general, please call the pharmacy customer service line listed on your Blue KC member ID card.

If you have questions, Blue KC’s award-winning customer support is here to help

Monday – Friday
8 a.m. – 5 p.m. CST

If you have questions, Blue KC’s award-winning customer support is here to help

Monday – Friday
8 a.m. – 5 p.m. CST

If you have questions, Blue KC’s award-winning customer support is here to help

Monday – Friday
8 a.m. – 5 p.m. CST

Blue KC customers can refer to their coverage details within their Blue KC certificate, which outlines the benefits, exclusions, responsibilities, rights and other important information related to Blue KC plans. To view your current Blue KC contract/certificate, or to print a copy of your Summary of Benefits and Coverage, log in to MyBlueKC.com and click on Plan Benefits. For costs and further details of the coverage, please contact Blue KC.