A Smart Alternative. On Every Level.

Blue KC Level Funding ASO Options provide a great alternative to traditional, fully insured small group health plans. The plans have been designed to be fully funded. Blue KC will help you evaluate your maximum claims risk and then blend specific and aggregate stop-loss insurance to create level funding you can budget for each month.

The monthly level funded money remitted to Blue KC will include:

  • Administrative costs and stop-loss insurance
  • Claims funding

Your maximum annual claims, including claims run-out liability, are predetermined to create level funding that is easy to administer. Employees can elect the following coverage levels:

  • Employee Only
  • Employee and Spouse
  • Employee and Children
  • Employee and Family

Funding 101.

Your level funding will be carefully designed to ensure you neither over or under fund your plan. However, in the event your claims experience is lower than expected, you’ll get back two-thirds of your unused claims dollars. Blue KC will retain one-third as a deferred administrative fee.

Funding 101

Advantages of Blue KC’s Level-Funding ASO Options:

Affordable

Self-funded medical plans may be less costly than similar fully insured coverage options subject to modified community rating guidelines and may be exempted from some taxes and fees.

Comprehensive coverage

Plans include comprehensive medical and pharmacy benefits along with Blue KC’s award-winning customer service, comprehensive disease management programs and innovative health advocacy support.

Networks for Small Group Plans

Network Coverage Network Coverage
Network Coverage with BlueCard Network Coverage with BlueCard

Preferred-Care Blue®

The freedom of choice. Preferred-Care Blue® gives Blue KC members the largest selection of providers within our 32-county service area. When your employees want more doctors, more hospitals, and more health care choices, our Preferred-Care Blue network will more than meet their expectations. Employees can also travel with confidence because BlueCard® gives them access to benefits while on the go.

BlueSelect Plus

The BlueSelect Plus network is specially designed for sustainable savings and easy access to quality healthcare in and around the Kansas City metro area. BlueSelect Plus offers affordability by using a strong hospital and provider network of more than 3,600 providers and ten hospitals. When traveling outside the 32 county Blue KC service area, BlueSelect Plus members are covered under the BlueCard PPO network. To choose a BlueSelect Plus plan, companies must be headquartered in the 12-county region listed below, and members must:

  • Live in one of these 12 counties:

    Missouri: Clay, Jackson, Platte, Cass, Clinton, DeKalb, Johnson, Lafayette, Ray, Caldwell
    Kansas: Johnson and Wyandotte
  • Seek Care from any of the 3,600+ providers and ten hospitals primarily located in these six counties:

    Missouri: Clay, Jackson, Platte, Clinton
    Kansas: Johnson, Wyandotte

BlueCard

It travels well. With the BlueCard® program, Blue KC plan members can take their healthcare benefits with them across the country and around the world. Members can access doctors and hospitals almost everywhere. And outside the U.S., they can access doctors and hospitals in nearly 200 countries and territories through the Blue Cross Blue Shield Global Core.

Ready to Start the Enrollment Process?

We look forward to helping you choose the right health insurance coverage for your company and employees. What’s more, we look forward to being a trusted partner. Welcome to your local Blues family.

Call Us at 1-816-395-2939

More Blue Plans & Products

When life calls for more than health insurance, Blue KC answers. With dental plans and travel medical insurance that fits the bill – and fits life, too.

Dental, Pharmacy, & More

Health Insurance Matters

We'll help you, and your employees, understand the lay of the healthcare landscape. Navigate through all the twists and turns. And make decisions that benefit the bottomline. After all, the smarter we are, the healthier we can be.

Learn More About Employer Insurance