FULLY INSURED PLANS
For businesses with 51-99 employees
This portfolio includes our most popular plans combined with our innovative offerings, including Spira Care. This package offers a mix of PPO and EPO plan designs on our broader Preferred-Care Blue network and our competitively priced BlueSelect Plus network. With multiple options, your employees are empowered to choose a plan that best fits their needs and budget.
DOWNLOAD THE 2025 SMALL GROUP PRODUCT GUIDESpira Care with BlueSelect Plus
When a simpler and more affordable experience comes first. And access comes a close second.
Spira Care is a combined care and insurance offering developed by Blue KC. Spira Care members enjoy access to comprehensive, personal primary care at convenient Care Centers, as well as access to all the benefits of the BlueSelect Plus network in and around the Kansas City metro area.
Spira Care is built on an Exclusive Provider Organization (EPO) insurance model. Members must receive all care from in network providers (12 county BlueSelect Plus network or BlueCard network outside the 32 county service area) except for emergency services. Non emergency services received out of network are not covered.
There are no copays, no deductibles and no additional costs for services at Spira Care Centers1, including routine labs and X rays2, unless the member has the Spira HSA eligible plan. In that case, a member will incur an affordable charge for their Spira Care service.
1 X-rays are available at select locations only, must be ordered by a Spira Care provider and are at no additional cost to members.
2 For Spira Care members, there are no additional costs for any procedure provided at Spira Care Centers, but a select number of generic prescriptions can be filled on site at your copay or deductible level.
